What is vanilla visa scam?

Vanilla visa scam is a card commonly used today for trickery in disguise. It deceives a person, making them issue the gift cards under the name of vanilla visa scam with a promise that the card would be accepted anywhere in the United State for shopping but in practical use, the promise is not kept. The card holder has to face much disappointment as well as embarrassment at the time of shopping because the dealer simply refuses to accept the card with the excuse of its inefficiency.

vanilla visa scam

The company cunningly wins the user in buying the card from them hence taking money but at the time of putting this card in use, the user faces utter let-down. The card is not accepted, not only preventing the user from buying the desired things but also making them feel sheepish and a target of treacherous act. Seldom it happens that the card is accepted but later the user is again is in loss when the bank refuses to accept the card and it is discarded.

The sellers of the vanilla card ensure their customers that their card will be effective anywhere where the debit card is acceptable. They claim that the card will surely be accepted anywhere including point of sales, mail orders and online merchants. Transaction process, however, is intervened on the invalid reasons that your address can not be confirmed.

The card is also rejected when your bill exceeds the amount present in the card. In normal circumstances, entire amount present in your card is deducted making the rest due on the user but this does not happen. The card is simply rejected and the user finds him in helpless circumstances.

One practical and common example from daily life regarding the deception of the visa card is stated as follows. Once a scammer went to a book store and desired to buy a book that was quite expensive. He presented the book to the clerk with his vanilla visa scam card as his means of payment. Once the card was swiped through the machine, it did not ask for any confirmation or authorization code which was not so unusual for the clerk as he has been dealing with such situations. The receipt however was mentioned with “forced sale” written at the top corner of it. The clerk was of a view that the payment has been made and the authorization of the card has been left for later process.

It later came in light that the bank reached the store enquiring them for false authorization code and invalid payment. The store was left with no option but to pay back the bank because the bank continuously demanded for the chargeback.

This example makes it very obvious and evident that vanilla visa card is nothing but a mere transgression putting its user in unavoidable circumstances of disgrace and strain. Therefore, avoiding the use of this card is better to save yourself from any kind of harm.